Pre & Post RV Facts

How True Professionals and Private Bankers Can Help You (Post RV)

3/18/2015

REPOST FROM 2012

"How True Professionals and Private Bankers Can Help You (Post RV)"
- by Mr. Anonymous

Lately as we seem to draw very near to the reality of pushing that "RV Button" there has been a lot of talk about Private Bankers, Bank Packages and following "gurus" to other so-called "investment" resources.

Repost~~Scam School by Chuck Whitlock

7/20/2012

REPOSTED - This is a good time to remind you about this book - and the scams that are out there....

Thanks to Mr Anonymous for telling me about this book.....

Scam School by Chuck Whitlock

They are Out to Get You!

Chuck Whitlock, the world's leading scam-buster, wises you up to the incredible variety of cons just waiting to rid you of your wallet, your health, and your pride. Renowned to viewers of Oprah and Hard Copy, Geraldo and Sally Jesse Raphael, Inside Edition and CNN, Chuck Whitlock has exposed hundreds of con artists and reenacted scores of scams on camera. In his Scam School he reveals the tricks of the con artist's trade as he recounts his adventures going undercover to expose the most common and crafty scams circulating today — scams like:

    The faith healer who sold "human fat" candles at $900 a pop
    The new hire who wooed his boss and then bilked her out of her life savings
    The Three-Card Monte game that cost one man $25,000
    The nursing home that double-charged patients and Medicare, pocketing the profits

At once shocking, entertaining, and empowering, the true stories in Chuck Whitlock's Scam School will give you a Ph.D. in street smarts. "In a culture where people are increasingly being victimized by fraud, Scam School is a must read." --

Vincent Bugliosi, Author of Helter Skelter "Chuck has educated millions of viewers about the dangers of con artists. This book can help avert tragedies." --

Sally Jesse Raphael "Knowledge is power. Scam School will make you powerful." --

John G. Di Liberto, President & Ceo, National Insurance Crime Bureau "Through his investigative reporting and on-camera scams, Chuck has probably cost con artists millions of dollars in lost revenues"

FBI: Beware Of Malware Installed Via Hotel Networks The Federal Bureau of Investigation is warning travelers to be in the lookout for fake software updates booby trapped

5/14/2012

The Federal Bureau of Investigation is warning travelers to be on the lookout for fake software updates booby trapped with malware that are being pushed through hotel internet connections.

FBI: Beware Of Malware Installed Via Hotel Networks The Federal Bureau of Investigation is warning travelers to be in the lookout for fake software updates booby trapped with malware that are being pushed through hotel internet connections.

The Seal of the United States Federal Bureau of Investigation. (Photo credit: Wikipedia)

According to the FBI, there has been an increase in instances of travelers’ notebooks being infected with malicious software while using hotel internet connections. While attempting to set up the internet connection in the room, some users have been presented with a pop-up notifying them of an update a widely-used software product.

Accepting the update resulted in malicious software being installed on the notebook.

The FBI’s Internet Crime Complaint Center (ISC3) has offered up some good advice for travelers, including:

Carry out all software updates before traveling.
Checking the author or digital certificate of any prompted update to see if it corresponds to the software vendor.
Download software updates direct from the vendor’s website.

In addition to this, I would recommend that all important information — including, but not limited to, emails, documents, IMs and web logins — is sent over secure HTTP or a VPN.

This advisory from the FBI follows a report by Bloomberg which claims that Chinese hackers have stolen private data from as many as 760 firms by hacking into the iBahn broadband and entertainment service offered to guests of hotel chains such as Marriott International Inc.

Firms compromised in this attack are believed to include Research in Motion Ltd. and Boston Scientific Corp., as well as some of the largest corporations and niche innovators in sectors such as aerospace, semiconductors, pharmaceuticals and biotechnology.

By breaking into iBahn’s networks, hackers may have had access to millions of confidential e-mails, even encrypted ones.

Last month, software engineer Justin Watt noticed during a stay at a Marriott International hotel in the U.S. that code was being injected into websites visited via the hotel WiFi in order to push third-party advertisement to users. According to an official statement from Marriott International, this was done “unbeknownst to the hotel”.

While the advertisements served were harmless, it can’t be reassuring to visitors to find that Marriott International didn’t know what was going on with its own network.

SOURCE

THANKS VW

Repost~~"How True Professionals and Private Bankers Can Help You (Post RV)"

4/21/2012

Good time to repost this helpful information from Mr Anonymous

"How True Professionals and Private Bankers Can Help You (Post RV)"
- by Mr. Anonymous

Lately as we seem to draw very near to the reality of Dr. Shabibi pushing that "RV Button" there has been a lot of talk about Private Bankers, Bank Packages and following "gurus" to other so-called "investment" resources.

First, I would like to say that most of us, probably a good 98% of us Dinarians have never had any real life experience with a Bank or a Personal Wealth Manager. Therefore, as we are not familiar with this level of sophistication, we have normal fears, anxiety and apprehensions about dealing with these Investment Professionals. This is very normal to be nervous and uncertain!!! Read on, hopefully I can put some or all of your fears to rest.

However, first I want to caution you! Right now, you are the most vulnerable to being taken advantage of by con artists, hustlers and confidence men. You must not allow yourself to be rushed in to anything that you do not understand. Refrain from telling ANYONE how much Dinar you own, don't register for seminars, or newsletters, or serial number registry services - it is my opinion that many or even most of these self-proclaimed so-called "gurus" are trying to use your fear to collect your confidential information which they will sell later after the RV, or they will use it themselves to take advantage of you.

Recently more and more of these "gurus" have been exposed as "hacks" who call the RV every other day!!! Do you really feel you can trust an individual that seems more obsessed with their own self-glory, than with doing what is right for the Dinarian community?

So, all that being said, just to keep the Attorneys happy, remember that I, nor the IQD Team or any other website where you may be reading this, does not give financial advice, and that these are illustrations only, and that everyone's situation is different and therefore you must consult your own professionals for advice that is relevant to your situation.

DONT INVEST IN ANYTHING YOU DON'T UNDERSTAND!!!

The great Warren Buffet has said many times that one of his guiding principles is that he never invests in to something that he does not understand!!! Considering that Mr. Buffet is one of the wealthiest men in the world, I will take his advice at face value, and follow it. Therefore, repeat after me: "I will not be rushed in to investing in to something that I do not understand".

That being said, remember this, if it was a good, sound investment idea, it will be a good sound investment idea tomorrow, next week, next month or even next year!

Another couple of quick tips while I'm on this topic: remember to diversify, and use a rule of thumb of not investing more than a few percentage points of your total wealth in one area. Most high-level professional portfolio managers would never dream of investing more than a few percent in to any one stock - NO MATTER HOW "HOT" IT IS!!!

USING INTEREST FREE BANK ACCOUNTS & TAG ACCOUNTS

Okay, somehow this whole notion of these interest free accounts and "TAG" accounts has made its way in to the Dinarian world. This was probably brought in by some "guru" who was trying to make a name for him or her self.

The truth is, when this Iraqi Dinar RVs, you will have access to several Personal Bankers that will work with you personally to structure your accounts accordingly.

They will also accommodate temporary accounts for you if you wish to have wire transfer funds sent in to your accounts. They will also accommodate moving your money in to your more permanent accounts. This will protect you from any improbable chance of a "back/reverse" wire transfer.

However, I would like to say something about this so-caled "back/reversing" of Wire Transfers. I currently work for a global manufacturing company that sends and receives international wire transfers all the time! Each transfer is tens of thousands of dollars, or hundreds of thousands of dollars. In over 30 years of business, with thousands of these wire transfers from almost every country in the world, this manufacturing company has NEVER, EVER, EVER had a wire transfer reversed!!! Just keep that in mind. People and "gurus" like to say it can happen to scare you, so you will follow them! Don't be fooled.

Next, your Personal Banker and Investment Professionals will open your eyes to how the "Wealthy People" and large businesses are treated. Don't you know that "Wealthy People" and large businesses have access to "insurance protection" on their deposits and investments, many have access to protection up to $50 Million each account???

Do you really think that you will have to worry about the small FDIC limit of $250,000.00??? This FDIC limit is for the "common person" or "middle class". Don't be mislead by these hack "gurus" and fear mongers! They are either completely misinformed themselves, or they really do know the truth, but chose to mislead you anyways so you will follow them!!!

HOW THE MONEY WORKS!!!

Okay, first you must understand the basics of why the banks will bend over backwards to get your Dinar post RV!

And, before I go on, I have read so many posts, and have heard so many questions on Conference Calls about Banks refusing to talk to people, or help them with their Dinar. That is correct, today (pre RV) the "common, low level" employees of Banks are told by upper management that this is a "scam" etc. So, when you talk to them, they of course tell you what they were told by their boss. Don't mistake, that employee may secretly agree with you, but they will never tell you anything more that the official word from corporate! So, don't be discouraged that your local bank says that the Dinar is a scam and they will not work with you. That will all change POST RV.

Okay, back to why Banks will bend over backwards to get your money. The following picture is courtesy of HowStuffWorks.com and it shows the deposits-to-lending power. You can find a detailed report on this process by going to www.TheIQDTeam.com and look under the "pre/post RV" section. From the above image, you can see that our Banks create money in the economy by making loans. The amount of money that banks can lend is directly affected by the reserve requirement set by the Federal Reserve.

The reserve requirement is currently 3 percent to 10 percent of a bank's total deposits. This amount can be held either in cash on hand or in the bank's reserve account with the Fed.

To see how this affects the economy, think about it like this. When a bank gets a deposit of $100, assuming a reserve requirement of 10 percent, the bank can then lend out $90.

That $90 goes back into the economy, purchasing goods or services, and usually ends up deposited in another bank. That bank can then lend out $81 of that $90 deposit, and that $81 goes into the economy to purchase goods or services and ultimately is deposited into another bank that proceeds to lend out a percentage of it.

In this way, money grows and flows throughout the community in a much greater amount than physically exists. That $100 makes a much larger ripple in the economy than you may realize!

When you walk in to the bank with several hundred thousands of dollars worth of Iraqi (IQD) Dinar, their lending department is going to think it is Christmas!!!

The Bank's Branch Manager will want to meet with you and also arrange for you to sit down with their Private Banker. This is a very normal process, and soon you will become accustomed to not standing in that "common peoples" line, waiting for a teller window. You will sit in a nice office, or at the minimum a very comfortable chair at a nice desk. You know, those people you have noticed all your life, but never really understood why they were sitting over there???... Right!!! Are you starting to feel it?

MEETING WITH THE BANKS PERSONAL BANKER - WHAT TO EXPECT So, when the Banks personal Banker meets with you, here in short is what you can expect. They will treat you like a VIP!!! And before I go any further, I've heard many callers talk about their "BAD CREDIT". First, don't worry any longer about your "bad credit" when you have this kind of money post RV, your credit file will "magically disappear" and will not be a real issue any longer.

So, if a Personal Banker tries to tell you that you can get a loan to buy a house, but that loan will be a higher interest rate because of your "bad credit", tell them that they need to do something or else, you will close your accounts and move your money to the Bank across the street! Understand!!!

Don't let them push you around! If you have really bad credit, then there are separate seminars of credit repair professionals that have excellent strategies on how to get that repaired or discharged. Do not pay off any old debts (especially ones that have been discharged) without first seeking professional help.

For most financial institutions, their Private Banking model will provide to you a dedicated Private Banker, who is also an accredited financial adviser. They will often be supported by a team comprised of dedicated Private Banking Associates and a Manager of Credit Structures, to do the "technical" work for you. Additionally, each member of this team will be educated to understand your complete financial picture and work closely with you to achieve your personal and financial goals.

I would like to interject here now a word of caution, don't invest all your eggs in one basket. If you have post RV several $Million available for investments, don't tell this one Bank's Persoanl Banker how much you have in total, maybe only tell them you have $250,000.00 or a $Half Million to invest with them. Don't tell them what you have in total, and don't be afraid to make multiple relationships with the top banks in your area! Got it?!!! Spread it around and Don't Tell!!!

PRIVATE BANKERS PROVIDE YOU A UNIQUE ADVANTAGE

This unique advantage you will now have post RV of having both a Private Banker and a Credit Specialist working close together is that you can be put on the fast track to responsive high-end credit vehicles.

Their combined expertise can help you to leverage your credit to grow your personal wealth, create personal equity in your company (if desired to still own a company post RV). They can help you to acquire or diversify investment holdings, purchase real estate, provide financial assistance for family members or consolidate your existing lending.

Your Private Banker can help you to take comfort in understanding better the aspects of your risk tolerance and help you to take advantage of flexible financing options such as LIBOR or Bankers Acceptance (BA) facilities.

While remaining your primary point of contact, your Private Banker is also able to draw upon the extended support of a diverse group of Industry Professionals. Instead of having to deal with multiple service providers, should you require the specialized services of an investment specialist or a commerical banker, that person will be included as part of your financial team.

IN CONCLUSION...

Right now there is a lot of mis-direction and out right lies being posted and said to confuse many of us in to believing that these "gurus" have some sort of "inside secret" knowledge that we all can't possibly have access to! That is 100% rubbish in my humble opinion. They have no special intel or inside information. Many are out there saying they have special Bank packages!

That is nonsense, you will be able to go to your local bank and talk to your Private Bankers, interview several of them, and then come up with your own "bank package". Many of these gurus say theirs is special because of the size of their group! I say "BS"!!!

First of all, none of the banks are even accepting the IQD Dinar as a legitimate "Investment", most banks currently are calling it a "scam" and maybe even a few have laughed at you as you leave their branch with your tail between your legs! Right!!! Okay, so what makes a "guru" have anything better??? Lets be real, come on!!!

Many people recently have been finally calling these "gurus" out, asking them to stop their noise and nonsense that is so very disruptive to a vast many of us Dinarians! We have grown tired of hearing that is has RV'd, or it will RV on Tuesday, and if not, then on Thursday. Or that the bank screens are flashing, or the virus attacked.

Heck, I remember late last year "gurus" saying the RV was held up because of an Asteroid that was possibly going to hit the planet, and that the UN and Top Military Officials had to come up with an "anti-astroid" defense system, and there was no time to talk about an RV!!!! REALLY??!!! I mean seriously guys (gurus) REALLY??!! But, they said nonsense out there like that, its been posted, its find-able by search engines if you even care to look.

To finish up on a positive note, I encourage you to read the latest news, you can find it posted on TheIQDTeam.com website, listen in to their calls for analysis and Straight-Talking Mike's expertise at making it understandable by us "common" folk. He does a really good job of it.

Another thing I highly encourage you to get off that "guru" roller-coaster and keep yourself grounded with the news and facts.

Lastly, don't sign up for bank packages, don't give away your personal information to these "gurus" because you don't know if they have an ulterior motivation. It is my humble opinion they want your contact information so that they can sell it post RV, or use it for other reasons which I can only assume are not always going to be with your best interest at heart.

SOURCE AND LINK TO PICTURES

HIRE HEROES USA~~For the Veterans

4/18/2012

BIG THANKS TO LINDA FROM ARIZONA FOR SENDING THIS IN FOR OUR VETERANS

HIRE HEROES USA

A mission-focused, 501(c)(3) not-for-profit organization, the services offered by Hire Heroes USA are done so at no cost to veterans.

Mission Statement

Hire Heroes USA is dedicated to creating job opportunities for US military veterans and their spouses through personalized employment training and corporate engagement.

As a 501(c)(3) not-for-profit organization, HHUSA’s services are provided at no cost to the veteran.

Hire A Veteran
How It Works
http://www.hireheroesusa.org/about/hire-a-veteran

Press Releases
http://www.hireheroesusa.org/media-center/press-releases

Transition Assistance
http://www.hireheroesusa.org/veterans/workshops

Best Places To Retire for Me

3/25/2012

BEST PLACES TO RETIRE FOR ME.....Thanks to one of my favorite listeners for sending me these great pictures...You help keep me sane....

GREAT PLACE FOR BREAKFAST

TAKING RESERVATIONS

The 18 Best Places to Retire Overseas

3/25/2012

Thanks to Robert for this Post:

The 18 Best Places to Retire Overseas

By Kathleen Peddicord | U.S.News & World Report LP –

Mon, Mar 19, 2012 4:00 PM EDT

When choosing a place to spend your retirement years, the cost of living is important. But it is only one consideration. The ideal retirement spot is a place where you can live a rich life filled with friends, travel, discovery, physical and intellectual distractions, and opportunities for growth. A super-low cost of living is great, but more important is the quality of life your retirement budget is buying you.

Many of the best options for enjoying an enormously enriched retirement lifestyle on even a very modest budget can be found overseas. Here are the world's 18 top retirement havens, where an interesting, adventure-filled lifestyle is available for a better-than-reasonable cost.

The Americas

1. Panama. Panama is the world's top retirement haven. Panama City no longer qualifies as cheap, but other spots in this country certainly do. Panama continues to offer the world's gold standard program of special benefits for retirees. The currency is the U.S. dollar, so there is no exchange rate risk if your retirement savings and income is in dollars. The climate in Panama City and on the coasts is tropical, hot, and humid. However, the climate in the highlands can be temperate and tempting. Panama is the hub of the Americas, meaning it's easily accessible from anywhere in North and South America and Europe.

[Related: 10 hidden-gem destinations]

2. Belize. Belize is a great place for reinventing your life in retirement. This tiny, under-developed, sparsely populated country offers two distinct lifestyle options: Ambergris Caye is the best of the Caribbean at a discount, while the Cayo is a frontier where independent-minded pioneers can make their own way and do their own thing, peacefully and privately. The climate is tropical, warmer on the coast, and cooler in the mountainous interior. The official language is English, so there's no foreign language barrier for Americans. You'll find a well-established and welcoming community of expats in San Pedro and on Ambergris Caye, and an emerging community of expats in the Cayo around San Ignacio.

3. Colombia. Medellin, a city of springtime and flowers, is the unsung jewel of Colombia. This city is pretty, sophisticated, cosmopolitan, safe, and affordable. Perhaps the most appealing advantage in Medellin is the cost of real estate. It's an absolute global bargain. You can buy property in a good neighborhood for as little as $1,000 per meter.

Medellin's second biggest appeal is its climate, which is spring-like year-round, thanks to the high elevation. Medellin is a more developed city than you might imagine, with five of the best hospitals in Latin America, universities, museums, art galleries, and an efficient and reliable metro system. It also has international-standard shopping and many interesting nightlife options. If you fancy Paris or other Continental city choices, but don't want or can't afford Europe, I strongly recommend you take a look at Medellin. This city is one of the best places in the world to hang your hat.

4. Uruguay. It seems that the more troubled the rest of the world becomes, the more people are finding appeal in Uruguay, a stable commodity-based economy with a sound banking system. Uruguay is neither an aggressor nor a target of aggression in the world arena, and it's not a high-stakes player in world politics. Costs have risen in recent years thanks to the strength of the Uruguayan peso and the sinking value of the dollar. But, even as the cost of living and of real estate rose, Uruguay has become even more popular as a lifestyle and retirement destination. Accordingly, people are coming to Uruguay in record numbers, with residency applications up over 300 percent since 2007, many of these coming from the United States.

5. Ecuador. Ecuador is perhaps the best choice in the Americas for a retiree looking to enjoy a rich and interesting quality of life on a limited budget. I recommend Cuenca, the former Inca and Spanish capital, a current UNESCO World Heritage Site, and the intellectual heart of Ecuador. Cuenca is home to about 1,500 full-time residents from North America. This is not a big number compared with some more recognized Mexican retirement choices, but Cuenca clearly qualifies as an expat-friendly city, offering one of the most interesting retirement lifestyles available anywhere. Amenities include theater, orchestra, shows, restaurants, broadband Internet service, reliable electricity and telephone, and drinkable tap water.

[Related: Ecuador Seen as New Retirement Hot Spot]

Cuenca's appeal as a retirement haven is expanding in important ways, thanks to a recently developed program promoting the city as a medical tourism destination. The city's five top hospitals have joined together to offer bundled programs of medical tests, procedures, and services available for from $66 to $401. Costs for comparable services in the United States would be multiples of these amounts. In addition, Cuenca is now offering nursing care of a standard suitable for and appealing to the expat retiree at a cost of just $450 per month, including 24-hour doctor and nurse attendance, food, laundry, personal care, and occupational and rehabilitative therapy.

6. Nicaragua. Another top choice for a retiree with a very limited budget is Nicaragua. This country's Pacific coastline is every bit as dramatically beautiful as that of neighboring Costa Rica. Infrastructure is under-developed in both countries, but the cost of living and especially real estate are noticeably lower in Nicaragua, making the pot-holed roads easier to bear. Nicaragua also boasts two of the top Spanish-colonial cities in the Americas: Granada, a pretty and romantic city that everyone should see once, and Leon. Both places were founded in the early 16th century by Cordoba.

7. Roatan, Honduras. I'm not a big fan of mainland Honduras, which is under-developed and, in some places, unsafe. However, the Bay Island of Roatan is a world apart and one of my two top picks for affordable retirement in the Caribbean (the other is Ambergris Caye, Belize).

8. Argentina. Argentina is a dynamic and charming nation that rides perpetually between crisis and boom. This rich country boasts abundant natural resources and offers many appealing retirement lifestyle choices, including the eclectic and cosmopolitan neighborhoods of Buenos Aires, the provincial capitals, a finca in the countryside, and a boutique vineyard in Mendoza. Retirement life in Argentina could be many things, but never dull. The downside is a rising cost of living, thanks to local inflation and the falling value of the U.S. dollar versus the Argentine peso.

9. Mexico. This is historically one of the most recognized retirement havens for Americans. But Mexico today is suffering from a lot of bad press thanks to its drug wars. However, Mexico is a big country, and the drug goons haven't overtaken it entirely. It continues to offer some of the best coastal lifestyle and retirement options in the Americas, including Puerto Vallarta, my number-one choice for an affordable life of luxury on the Pacific. A couple could enjoy a a five-star retirement in this beautiful and romantic coastal town of marinas, golf courses, yacht clubs, and fine dining on a budget of as little as $2,500 per month.

10. Chile. Chile is a developed, First World destination that is also quiet, safe, and stable. Unlike its more scandalous neighbor, Argentina, Chile offers a cultured, comfortable lifestyle that is relatively calm. Santiago is a city of classic-style architecture, cobblestoned streets, and cafes with outdoor seating, in many ways reminiscent of Paris or Barcelona. This city of 7 million is also remarkably clean and friendly and boasts a diverse and expanding property market that is affordable on a global scale. You could own property at some of the city's best addresses for less than $2,000 a meter. One important downside to retirement in Santiago is the air pollution, which is a serious problem, especially during the winter months. A better option could be the country's beautiful Lake District to the south of Santiago, which is a favorite retirement choice among Chileans themselves.

Europe

11. France. France is a land of superlatives. Its capital has been called the most beautiful, most romantic, and most touristed city on earth. It also boasts some of the world's best wines, cheeses, restaurants, shopping, castles, gardens, parks, beaches, museums, cafes, galleries, vineyards, and architecture. The typical concern for anyone who has ever dreamed of a new life in France is that it's too expensive for the average retiree to consider seriously. Not so. Paris isn't cheap. But elsewhere in France you can find realistic options, even if your retirement budget is modest. Perhaps the most retirement friendly region in this country is in the southwest, north of Spain, where small country towns offer a way of life that is quintessentially French and also very affordable.

[Related: Most Productive Cities]

12. Italy. The cost of living in Rome, Florence, Venice, and Tuscany might be beyond the limits of your retirement budget. But that doesn't mean you should take Italy off your list entirely if this is the country that stirs your imagination and speaks to your soul. A retiree on a budget interested in Italy could look at Abruzzo. From this beautiful Old World base, within a half-day's drive of both the coast and the mountains, you could plan excursions to Italy's better-known and more expensive outposts as often as you liked.

13. Ireland. Americans have long dreamed of retirement on the Emerald Isle and with good reason. Ireland is safe, peaceful, relaxed, welcoming, friendly, hospitable, and English-speaking, making it an ideal retirement choice for many. Ireland today is also more affordable than it has been in more than a decade, and its property market has fallen off a cliff. Real estate prices are down 50 percent or more in many markets and are still falling. If you, like so many others, have dreamed of wiling away your retirement years on your own little piece of the Auld Sod, this could be the best time in your lifetime to think about making that purchase.

14. Spain. Spain is known among expats for its Atlantic and Mediterranean coastlines, especially its infamous (and unfortunately over-developed) Costa del Sol. But there's more to this country than its costas. Barcelona, for example, is a world-class city on the ocean, perfect if you're looking for a cosmopolitan life near the water. Real estate prices in this country have fallen tremendously since the highs of four or five years ago. If retirement in Spain appeals to you, this could be the time to search for a great deal on Spanish retirement digs.

15. Croatia. Croatia, a country with an extraordinarily complicated history and an extremely open-minded, forward-looking population, is at another turning point in its long history. Countries at turning points are interesting places to be. I recommend the country's Istrian Peninsula, which serves up some of the most delightful scenery on the planet. The land seems to rise up to embrace you, and everywhere you look, something nice is growing like olives, grapes, figs, tomatoes, pumpkins, blackberries, and wildflowers. Even the buildings seem to be part of the earth, built of its white stone and red clay. This sun-soaked region offers one of the most appealing lifestyle options in Europe today.

[Related: The New Retirement Resorts]

Asia

16. Thailand. Thailand boasts both really cheap and developed and comfortable lifestyle choices. It is also noteworthy as being one of the few countries in this part of the world that offers formal options for long-term and retirement visas. Hua Hin is one of the few classic retirement havens in Southeast Asia, complete with golf courses, factory outlets, and gated communities. Foreigners make up approximately 15 percent of that population, and most of them are retired. With 12 golf courses in operation and another 3 under construction, this is definitely the place to go if you're a golfing enthusiast. Hua Hin is a place where, if you were so inclined, you could live a North American lifestyle and never have to involve yourself more than superficially with the local Thai culture. This could be a plus or a minus for you, but it is worth noting when discussing options in this typically exotic part of the world.

17. Vietnam. While Thailand is well-established as an interesting option for expats and foreign retirees, Vietnam is an emerging choice, which could get a lot more attention in the coming few years. Nha Trang offers an interesting coastal retirement option for adventuresome retirees. Nha Trang's total population of more than 200,000 includes an expat population of about 1,000 people, meaning foreigners here are still pioneers. You'll find no organized activities for foreigners, such as expat clubs or softball leagues. The lack of a big foreign population makes it easier to have meaningful interactions with the locals. The major attraction in Nha Trang is its cost of living, which can amount to much less than $1,000 per month for a retired couple. If you're a budget-minded retiree with an interest in Asia, this town should be on top on your list.

18. Malaysia. After Thailand, Malaysia is the easiest country to navigate in this part of the world. The country's capital, Kuala Lumpur, is a city of contrasts. The shining stainless steel Petronas Towers, two of the tallest skyscrapers in the world, anchor a startlingly beautiful skyline that is truly unique to this city. Modern, air-conditioned malls flourish, selling everything from beautifully handcrafted batik clothing to genuine Rolex watches and Tiffany jewelry. In the shadows of these ultra-modern buildings, the ancient Malay village of Kampung Baru still thrives, with free-roaming roosters and a slow pace of life generally found in rural villages. Less than a 20-minute walk from the city center, you can find yourself conversing with monkeys in the city-jungle surrounding one of the highest telecommunications towers in the world. A walk of less than 30 minutes leads you to Chinatown and Little India, where merchants offer their wares, foods, and culture in happy neighborhoods that showcase the amazing diversity of the city.

Unlike some places in Asia, foreigners are genuinely welcomed in Kuala Lumpur. Language isn't a problem, as almost everyone speaks adequate English. Immigration is easy, and it is possible to stay for an extended period with a simple tourist visa. Although Kuala Lumpur is more expensive than rural Malaysia, it can be marvelously inexpensive by Western standards. You can realistically expect to cut your living expenses by a third and still enjoy a lifestyle comparable to what you are accustomed to now.

Kathleen Peddicord is the founder of the Live and Invest Overseas publishing group. With more than 25 years experience covering this beat, Kathleen reports daily on current opportunities for living, retiring, and investing overseas in her free e-letter.

Her book, How To Retire Overseas--Everything You Need To Know To Live Well Abroad For Less, was recently released by Penguin Books.

Source

Her book, How To Retire Overseas--Everything You Need To Know To Live Well Abroad For Less, was recently released by Penguin Books.

ORDER HER BOOK HERE Link to Order Book

LOOKING AT APPLE'S STOCK - SHOWS HOW THE IQD RV CAN HAPPEN

3/15/2012

LOOKING AT APPLE'S STOCK - SHOWS HOW THE IQD RV CAN HAPPEN
- by Anonymous

This morning I saw on a Blog that is very dedicated to reporting about Apple and iOS that Apples Stock (AAPL) just went above $600/share today!!!

For your reference, here is the direct link to the article: http://www.idownloadblog.com/2012/03/15/apple-stock-600/

You can also go to http://finance.yahoo.com (http://finance.yahoo.com/q?s=aapl&ql=1) and search "AAPL" ticker symbol to get highly detailed financial information on Apple.

Now, how does this relate to the Iraqi Dinar (IQD)???

Okay, before I go any further, to keep the Attorneys happy, remember this is NOT investment advice or counseling, these examples are illustration only and have not been evaluated for accuracy. You must consult your own Professional Investment, Tax and Legal Advisers for relevant advice that best meets your own personal and unique situation.

Well, if you may remember, just over 10 years ago, when Steve Jobs was brought back to "save" Apple from Financial doom, Apple's stock was trading around $6.50/share!!!

I had purchased around a thousand shares back then, and I took a nice payout for holding them a while, but holy cow, if only I had waited 10 years, how rich would I be today for a small investment???!!! My investment in just AAPL, would have gained OVER 8,822%!!!

Why is this example even relevant?

Well, back about 10 years ago, before Saddam Hussein pissed off the United States and the UN, the Iraqi Dinar was trading around $3.32 per $1.00 USD. Today, as you are aware, the sell rate on the www.CBI.iq website is: 1166 / and the buy rate is: 1164 IQD per $1.00 USD.

As we all know, Saddam "ran Iraq into the ground" (by bringing sanctions and war on the people and country of Iraq). Now, the former CEO / Chairman of the Board of Apple didn't take Apple to war, but he did run Apple "into the ground" also.

I hope you are following my parallels, sure there is a vast difference between a country and a corporation, but the financial principles I'm trying to get you to understand are actually more similar than you would at first believe or understand.

Actually just after the war, when the United States "swapped" the IQD that had Saddam's face on it, to the current IQD currency we are familiar with (http://www.cbi.iq/index.php?pid=Banknotes) the IQD around 10 years ago was worth between 3,000 - 4,000 IQD to a $1.00 US Dollar!!! Over these past 10 years this has increased in value to the current rate of 1,166 I listed above.

When Dr. Shabibi, the head of the Central Bank of Iraq (CBI) finally decides that everything the Iraqi Government is in order, he has said on several occasions that he will make the IQD very powerful and bring it back to what it used to be. Dr. Shabibi's words which have been reported and relayed here by the IQD Team and can be found on their website: www.TheIQDTeam.com - there is even a short video that was taken of him actually saying this.

The IQD has already made Thousands of Investors HUGE Profits!!!

Lets assume you were introduced to this opportunity to invest in IQD 10 years ago, lets see what would have happened if you had held them up to today.

Had you invested say $10,000.00 USD back 10 years ago with purchasing the new IQD notes, you would have an investment that is now worth more than $30,000.00 USD!!!

That is much better than some of the Top Mutual Fund Companies can do with that $10,000.00 - even at a higher 10% rate of return!

So, now lets assume you are in the majority of people who have heard about this only within a short while, around a year or less.

We don't get the gain as if we has learned about it 10 years ago. However, we are speculating (or maybe even gambling) that Dr. Shabibi will hold true to his word, and Revalue (RV) his Iraqi Currency (IQD) to what it was and historically has been - around $3.32 to $1.00 USD - up from the current rate of 1166 to $1.00 USD.

In Conclusion....

This kind of gain, if it happens as we all hope, would be very exciting to say the least, and also a true life blessing of immense proportion for most importantly, the people of Iraq!

Yes, the people of Iraq and NOT you and me!!!

Remember, we were never supposed to learn of this! Only thanks to the Bush Administration allowing "The Future of Iraq Project" (http://www.theiqdteam.com/future-of-iraq-project--other-links.html ) document to be "leaked out", and also when G.W. Bush signed an Executive order making it legal for us to own the currency of a "terrorist nation" (which until Ch 7 is lifted is, I believe, their current "status" with the UN).

Remember in your heart that this is NOT for "us", it is for the people of Iraq who suffered decades of tyranny by Saddam and his cronies. You must believe that you are only blessed to have this knowledge and foresight to purchase some for yourself, but only purchase what you can afford. Don't stop paying rent to buy IQD if you know what I mean!

How to Be Invisible

3/1/2012

Books we Recommend:
Thanks to One of our LIsteners Greg for this FREE Download (248 pages) OR purchase it below....Enjoy

Additional Books & Resources on this Topic

Click here for FREE Download (248 pages)

Its YOUR Choice

3/1/2012

Lee Braddock is a therapist, life coach, public speaker and teacher who has been successfully helping people improve their lives for his entire career. Often referred to as “an abstract thinker who looks at life from outside the box,” Lee holds a Masters Degree in Psychology Counseling with a background in law enforcement. He specializes in relationships that have taken a negative turn and works primarily with victims of abuse. Lee is available for speaking engagements, classes and individual counseling sessions. His next book, Love Is an Action, teaches how to strengthen any relationship or marriage.

Lee shares one of his books with us

'IT'S YOUR CHOICE"

"It’s Your Choice gives you the essentials of life that have been missing from your education so that, as Williamson says, you can become “powerful beyond measure.” Why is it, anyway, that we are taught how to read in school, but we’re never taught how to communicate? We’re taught math, but never taught how to problem solve. We’re never taught how to make decisions. Did all of our learning of relationship skills begin and end in the sandbox? Successful Therapist and Life Coach Lee Braddock provides you with the missing pieces of your education about life and emotional health so that you can become the person you have always wanted to be and live the life you have always desired. It’s Your Choice is chock full of simple, step-by-step, common sense tools that you can apply to regain the vitally important and life altering skills you need to succeed in life... the skills that were left out of your other “education.” It’s Your Choice!"

For More Information

Step-By-Step .PDF Guide for Newbies on how to Twitter....

2/29/2012

Step-By-Step .PDF Guide for Newbies on how to Twitter....
- by Mr. Anonymous

Thanks Mr Anonymous for your great and hard work on this one....We appreciated it sooo much

Hello my Dinarian friends! Attached you will find an Adobe Acrobat .PDF file that I created for a person who is not familiar with Twitter.. some step-by-step instructions which include pictures to make it very simple to understand. You will need a PC or Mac Computer with an internet connection to follow these instructions.

The guide covers registering for your own new Twitter account, and then how you will "follow" The IQD Team using your new Twitter account.

Lastly, this step-by-step guide Instructs you on how to activate your mobile phone to receive The IQD Team's Twitter "tweets". Please note a word of caution about you needing to upgrade your mobile phone's Monthly Text Message plan to Unlimited to avoid a huge monthly bill.

Keep in mind the biggest two advantages you will get from "following" the IQD Team's Twitter account!

First you will be "tweeted" (which is a fancy name for receiving a Text Message from the Twitter Server) their daily News Article postings!

Secondly, when the RV does in fact happen, and has been double-confirmed by the IQD Team, they will also notify your mobile phone (if you decide to connect it to your Twitter account) using Twitter! This is great if you are sleeping or you are away from a computer, you will still get the News of the RV right on your mobile phone!

Click here to follow 'THE IQD TEAM"

Click above to follow The IQD Team

Click Here to Download "How to Twitter and Follow The IQD Team"

Dinar Recaps: Negative Arbitrage - RV-The Law of Common Sense

2/27/2012

Negative Arbitrage - RV-The Law of Common Sense

02/27/2012 Negative Arbitrage (RV-The Law of Common Sense):

2/26/12

February 26th, 2012 09:27 am · (Post From Dinar Daddy Tidbits)

Just know your plan and know it well. I would seek out advice away from the sites with a professional so you may weigh the information given and not fully trust everything you get in dinar land.Now that being said how is it that in this investment your a millionaire or you break even or gain a third back.I invested my money with the hopes of gaining a good rate of return and the outlook I see with my own eyes is telling me that Iraq and the future of Iraq looks very good. I see no reason the offered buy back rate should be below $ 0.12 And if I’m wrong and we see it come out at $ 1.20 thats great .

I do not care about your new currency or what you think you need to do with your zeros. What I do care about is seeing that an investor putting his money into the most unstable area on the planet is able to prosper if he see’s his investment to prosper as well.

The numbers showing to us would say were going to do very well. I think the one’s that control this RV are full aware of the fact the rules can change without warning. But if a LOP or anything close to it were to happen with the Iraqi dinar given the facts showing today.And you are offered a rate that does not show its true potential. This is the shot heard around the world. Take this site your on now, have you ever thought about it’s name ? (Vets) They were the one’s that invested first ” and without people buying your worthless currency -its the one thing that enabled you to show the U.N. that you can count with the world trade its only the foundation of everything you now have” If not for us making investments you would remain under the close eye of the U.N. The Commander in Chief passed a law for these Vets to invest once they got home. Since 1989 we have been in the desert fighting a humanitarian battle that has a price tag for removal of dictatorship so it’s people may prosper. A LOP would be the fastest throw back to modern racial tension ever seen not to mention those Vets that made it possible for your new prosperity you just took a **** on. And then we can address the fact that our own government knows you are remembered by the last chapter written in the book. I do not see where George Herbert Walker would like reading about a LOP attached to his Gulf War and Iraq coming out party into Democracy over shadowed by a public outcry of disapproval of the management of Iraq’s final outcome of the last 23 years this would over take any Rodney King parade known. All eyes are on Iraq as they emerge onto the worlds stage . Will they take after the United States as the financial model on what emerging markets should avoid and learn from our INFLATED TRAVESTY. Or do they pay the dues back to the people ? Its a coin toss God’s speed.

LINK:

WHERE I WILL BE POST RV

2/25/2012

"WHERE I WILL BE POST RV"
"Mr Anonymous"

I want a house like that too but much bigger...lol...Deb

HAVE A GREAT WEEKEND.....ENJOY.....DON'T WORRY...BE HAPPY
TIME FOR A COOL CHANGE..

"THE IQD TEAM"

SPLIT IT UP - PROTECT IT ALL!

2/21/2012

Thanks for more of your common sense wisdom..The IQD Team

SPLIT IT UP - PROTECT IT ALL!
     - by Anonymous

Have you noticed how exciting the news has been lately!!! I don't know about you, but I personally feel that we are really close to the IQD's RV... I can't explain it, but it is kinda like that feeling you get sitting with your back to a fire that is going in the fireplace - you feel the heat, but you can't see it!

Well, with all this excitement, it is a bit difficult to keep our heads about us. We keep hearing that we must prepare, we must make our plans, we should get everything in order BEFORE the RV. And, I'm sure, you have a few ideas, and that is about all. I'm pretty much in the same boat as you, I have ideas of things I want to do, but I don't have an "exact" order of progression - I believe that is impossible!

However, I do believe that a reality check may be in order for both of us, just to make sure we are "planting the seeds" of correct thinking.

SPLIT IT UP!

First off, I am hearing of more and more people who are worried about FDIC Insurance or Bank Failure Rates and are asking for advice!

Let me just say this, if I were to give you a list of "good" Banks today, that does not change the fact that tomorrow they may go through an Audit and determined to be insolvent!!!

I would not spend too much time today worrying about what bank today is a "good" bank - lets worry about that AFTER THE RV and when you are wealthy!

Here are two useful links from ehow.com on determining a bank's financial health:
   LINK 1:
http://www.ehow.com/how_5169725_quickly-determine-banks-financial-health.html

   LINK 2:
http://www.ehow.com/how_6518411_check-financial-health-bank.html

But, really, there are NO GUARANTEES in life

You must know that Life is NOT "Fair"! Therefore, to best protect yourself and your money, split it up and deposit your money in several banks!

You can start from "day 1" when you go to exchange your IQD after the RV. Let's use some simple numbers and assumptions for this example.

Lets assume you own 1 Million IQD after the RV, and the rate comes in at exactly $4.00 to 1 IQD. Congrats, you are now worth $4Million!!!

Now, did you know that when you exchange the IQD, you don't have to do it all in one lump sum?

In fact many experts will tell you to split it up!

So, lets assume you take just 125,000 IQD ($500,000 USD) to Bank/Broker #1, and then take another 125,000 IQD to Bank/Broker #2 and do this with a total of Eight different Banks / Brokers! You have split up your deposits, making it very difficult to now lose all your money due to a Bank Failure, or a dishonest Private Banker!

If you have one favorite Currency Dealer, and are planning on using that organization, have them send out 8 separate wire transfers to each of your 8 banks.

Of course for each of the 8 banks you will need to set up your account with them using one of their Private Bankers which is assigned to you from that Bank.

Do you need to do any of this today? Heck NO!!!! In fact, I am going to wait several weeks after the RV to contact banks and Private Bankers!

THINK ABOUT THE "OTHER" BANKS...

Another thing to think about is we are all familiar with the common Four "Big" Banks, but most of us have never had to use Commercial and Business Banks. Keep your mind open about working with them too! They are used to working with large depositors!

You have to remember, the "Big 4 Banks" make their money off the "average, middle class" people who have a monthly average balance of only a few hundred dollars or a few thousand dollars in our accounts (like you and me today!)

But, Commercial and Business Banks make their money off the "rich and wealthy"! They are very familiar in dealing with "Million Dollar Clients" who are often Small Businesses that run Millions of dollars monthly through their institution.

CAUTION ABOUT PROFESSIONALS...

You and I will be "new" to this reality of being considered a "Million Dollar Client" by these Banking Professionals, Attorneys and Investment Professionals.

A few of these people will be jealous of our new wealth! Yes, some of these people will want to help us, however unfortunately some will try to betray us! That is reality and that is fact!

Beware of this now, before you go in to banks or meet with Investment Advisors. Keep your mind about you, if they start talking all kinds of fancy words that you never heard before, ask them to explain it for you!

If these Professionals are not patient enough to fully and patiently explain their programs to you, then wright down the words you don't understand, get their brochures, and leave to go do your own research!!! I would suggest you always make a point of meeting with a few more Professionals to hear their opinions and offers also before you ever make an agreement.

A FEW MORE CAUTIONS TO CONSIDER...

I will not do business with anyone over the telephone that has contacted me first! You know what I mean, the Telemarketer who calls you out of the blue, is very friendly and sounds extremely intelligent! He/She may be as honest as the day is long, but I will refuse to hear his/her offer or talk to them!

Not to be "rude' but there are just too many scam artists who use the telephone to steal money! If I do have any interest, I will tell them to send me a proposal to my email address. I will give them a free email address that I use ONLY for this purpose (I call it my "SPAM BOX") it will be a free email account with a free provider like Hotmail, Yahoo or Gmail.

If someone is pressuring you to buy some sort of investment, tell them you need to run it past your attorney first and it will take a minimum of a week before you can come to a decision. If they insist you still decide "now", leave!

Trust me, what they are offering to you is not that "urgent", and if they don't want you to take time to think about it, then it is 99% because what they are "selling" to you is a "SCAM"!!!!

Would you rather wait a week to be sure and better protect yourself from scam artists or jump on some "hot" deal that "fails" and you are now out the money or worse yet, broke!

IN CONCLUSION...

I would recommend that you NEVER tell anybody exactly how much money you really have! And just to be clear, "anybody" DOES refer to my family as well, especially my family!

No offense to my family, but only my Spouse will be privileged to know exactly how much money we are worth!!! I'm not even going to tell my children, they can find out from my Will after I'm dead! This will be really tough on most of you, it is for me too, but it is vitally important to NOT tell them!!!

So, knowing my opinion on who to tell, when working with Private Bankers, Attorneys, CPAs and other Investment Professionals, stick to only the amount of money that you have on deposit with them! Don't tell them about your other investments and don't tell them that you have seven other banks with a Quarter Million each!

If you tell them..... Do you know what will happen???
That Private Banker or Investment Professional will lose sleep at night, he/she will have nightmares thinking about how they can convince you to move your money over to their bank!

When their Supervisor tells them to "up their numbers" for the Month/Quarter/Year - who are they going to call??? YOU! So, don't tell them you have other money or investments!

I will say it again! Don't tell anybody, its none of their darn'd business to know! This will keep you and your family much safer too.

Trust, but verify!
Keep one sad reality in your mind at all times, nobody is your "friend" when it comes to large sums of money! The more a professional wants to become your "buddy" and "friend" by giving you gifts, taking you out to dinner or a vacation, that person is trying to set you up to take your money!

Almost all legal financial and investment Individuals and Institutions in the United States (and most other Modern Countries) are Regulated to a gifting limit of something around $100 USD in value per year! If that guy just "gave" you a vacation worth $5K or $10K he is breaking the law! If he is breaking the law, what are his intentions with your money???!!!

The "deal" that is just too good to be "true" is almost always a scam! The harder they push to rush your decisions, the more likely it is a SCAM, and you should walk away and don't look back!

FINAL LAST WORD!!!
If you now have (in my post RV example above) $4,000,000.00 in the "bank" you are "RICH"!!! You don't need a "get quick rich" investment scheme to make you what you already are!!! If you don't feel good about it, or understand it, then don't do it!!!

ITS SIMPLE ITS A LANGUAGE PROBLEM!

2/20/2012

ITS SIMPLE ITS A LANGUAGE PROBLEM!
- by Anonymous

Well hello friends, it clearly appears from all of the absolutely GREAT news articles that have come out in the past week and even these last few days that our IQD journey is coming to an end very soon!

Were you aware that based on statistics of people who have won State Lotteries that an average of 70% will squander or lose all their winnings within a short couple of years!

I encourage you to learn more about this and enter the following keywords into your favorite search engine (i.e. Bing, Google, Yahoo): "lottery winners statistics" -- you will find many websites that deal with this issue! It is also known as "Sudden Wealth Syndrome" or SWS. If you don't have a computer to do this, then please use a free computer at your local Library.

One of the main reasons people who win a Lottery Jackpot, lose all their money in a short time is.... (the obvious) "Bad decision making skills"!!!

That's really as simple as it is! But, if it truly were that "simple" then why don't more people just make better decisions with their money???

Its Simple - Its a Language Problem...

To put it in simple terms that you and I can easily relate to - think about it this way - Why in America do we predominately all speak English and not Chinese?

Silly question right? The reason is because we have always spoke "English" as a whole nation! Right!!! If we grew up in China, we would speak "Chinese" - Right!!!

Okay, but what in the heck does speaking English and Chinese have to do with Financial decision making???

Money is a "language" poor people speak "poor"; middle class people speak "middle class"; rich people speak "rich" and the top 1% Wealthy class speak... you guessed it - "Wealthy Class" language!

If you speak "poor" then your decision making process will be much different than that of a person who speaks "wealthy"!

You need to learn to speak a new 2nd Language!

Is it no surprise that the poor stay "poor" and the middle class stay "middle class" and the Rich stay "rich"??? Just like if we were born in China we would still speak "Chinese"!!!

And, please do yourself a favor and don't start with the propaganda of well the "rich" oppress the "poor" and hold us down!!! That is horse-hockey! Not here in America! Not even true anymore in China! China today is producing more $Millionaires than America is!!! So, don't fall for that - that is part of the language of "poor" and you need to erase it from your vocabulary. People who teach you that either are "poor" also, or they have an agenda to sell you something!

Need an example?

Here are a few examples in American that you can easily recognize: Sports Stars, Music Stars, Movie Stars, Authors, TV Stars, Top 10% of Sales People!

All these people busted their butt in their profession to become successful, and they have made themselves $Millionaires from nothing! We can also include Small Business Owners / Franchise Owners! IT IS A MENTALITY which starts with BELIEF and HARD WORK!!!

Will every person who tries out for the football team in High School or College going to end up as this years SuperBowl winning Quarterback??? NO!

But, on that team Peyton Manning was surrounded by $Millionaires! In fact, I would be willing to bet you a donut that all those guys were not from "rich" families when they grew up! They applied themselves to their craft and became the top 5%, 10%, 20% and are all self-made, because they learned the language of "success" and "wealth"!!!

To Speak The Right Language - Here is where I am going with all of this...

Imagine one day that you hail a Taxi and the driver is Chinese and he really doesn't speak any English, just only a couple of words, really not even enough English to have a conversation with you. He only speaks enough English to get you to the Airport where you are going.

So, you are riding in this Chinese Guy's Taxi and he has on the radio a Chinese language radio program that he is enjoying. Suddenly he starts to laugh out loud! Why didn't you laugh also with him?

Think about it - the reason "why" is because you didn't understand what was said in Chinese - right?

You BOTH heard the EXACT SAME THING, but he understood it, and you didn't understand it. He reacted, you didn't react. Why?

Back to the language of money.

Now, lets say that you share a Taxi with another business person, and you are both going to the Airport.

He wants to make a telephone call and asks you if you don't mind if he has it on the speaker phone, since his bluetooth headset is broken. You tell him you don't mind.

He makes his call and starts talking to his Private Banker or Attorney - you're really not sure - and they talk about some financial stuff you really don't understand!!! He also talks about some sort of merger and buy opportunity and other stuff about the market and yield spreads and buy / sell stop losses and on and on! Oh my God my head hurts!!!!!

Your mind starts to wonder and drift over to thinking about your family and then you think about how you need to make the lease payment on your new car, and how excited you are that you just bought a new, larger flat-screen TV and on and on... Pretty soon you don't really even notice or hear the other guy on his phone!

You tuned him out Why??? Just like you had tuned out the Chinese language radio program in the first example! WHY IS THAT???

Because you BOTH speak DIFFERENT LANGUAGES!!!! Get it?!

This is no different than the Chinese Language example - you didn't get the joke because you didn't speak Chinese! You didn't hear a potential financial opportunity because you don't speak "Rich" or "Wealthy". Get it!

This is your wake up call my friend! You have to start learning the language of "rich" and "wealthy" if you want to be "rich or wealthy", just like you would need to learn Chinese if you wanted to live in China!

You need to start thinking in the terms of how a "rich" person thinks and not how you currently think! You need to start thinking about being that rich person. Ask yourself questions, why does that "rich" person do what he does? Why is his decision making process different than mine?

There are some websites and good books on this subject. I encourage you to use your favorite search engine and search the following terms: "How Millionaires really live book". If you never "spoke rich" before, you will find this new knowledge very interesting, perhaps even fascinating.

In Conclusion...

Do you have to become "fluent" in "rich" or "wealthy" before the RV? No, luckily you do not!

But, you do need to start learning some "words" of "rich" - just like that Chinese Taxi Driver did. He knew just enough words of English to take you to the Airport - you need to do the same with the Money Language!

You are also lucky because you are not alone! After the RV the IQD Team has said that for an unspecified time after the IQD does RV they will hold regularly scheduled conference calls and post even more resources on their website which will assist you in the process of becoming even more familiar with this new "wealth" language!

EXCELLENT QUOTES by WARREN BUFFET

2/15/2012

EXCELLENT QUOTES by WARREN BUFFET

ON EARNING:
"Never depend on single income. Make investment to create a second source".

ON SPENDING: "If you buy things you do not need, soon you will have to sell things you need".

ON SAVINGS: "Do not save what is left after spending, but spend what is left after saving".

ON TAKING RISK: "Never test the depth of river with both the feet".

ON INVESTMENT: "Do not put all your eggs in one basket".

ON EXPECTATIONS: "Honesty is very expensive gift. Do not expect it from cheap people".

THANKS TO MR. ANONYMOUS

LIFE INSURANCE - BE INFORMED

2/9/2012

More from one of my favorite anonymous listeners....Great Info - BE INFORMED

LIFE INSURANCE - BE INFORMED

Which product pays the higher commission? If your agent has a choice, which product do you think they will SELL to you?

"Agents make five to ten times as much selling cash value life insurance policies as they do selling term insurance policies of the same face amounts, yet no disclosure of this fact is made to consumers.

Policies are not sold on the basis of consumer need, but on the basis of industry greed."
--Ralph Nader

The following links below provide 3rd party articles on Whole Life vs. Term Life Insurance.
Be educated... Be informed... Who has YOUR best interest in mind?!

The Motley Fool
http://www.fool.com/personal-finance/insurance/2006/05/08/whole-life-vs-term-life.aspx

Smart Money
http://www.smartmoney.com/plan/insurance/term-or-whole-life-8011/

Dave Ramsey
http://www.youtube.com/watch?v=3b-q8MLfH2w

Suze Orman
http://www.youtube.com/watch?v=WzgtWfQngII

Thank You Anonymous

You WANT YOUR "RV".... HERE'S Your New RV!!!

2/4/2012

Sent in by one of great listeners....Thanks Eric

You WANT YOUR "RV".... HERE'S Your New RV!!!

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