Thanks Dinar Recaps for this post
Protect Yourself & Home From Flooding 10/25/2012
Flooding is the most common natural disaster in the United States, causing $2.7 billion in losses between 2001 and 2010, according to the National Flood Insurance Program, a government-sponsored pool that provides flood insurance to home owners. Your home owners insurance policy doesn’t cover flooding: You generally need to buy a separate flood insurance policy.
The key to reducing flood damage is to take precautions, which in many cases you can accomplish in a few hours to a few days.
[About this product: Note: The time of the tropical cyclone's center location at the bottom of the graphic will be 3 hours earlier than the time of the current advisory. The forecast cycle for each advisory begins 3 hours prior to the issuance of the advisory products.
These graphics show probabilities of sustained (1-minute average) surface wind speeds equal to or exceeding 34 kt...39 mph (tropical storm force] "Sandy" National Hurricane Center:
Federal Emergency Management Agency at www.fema.gov
National Hurricane Center website at www.fema.gov
National Weather Service/Taunton at www.weather.gov/boston
National Weather Service/Albany, NY at www.weather.gov/albany
Read more: MEMA issues Hurricane Sandy situational awareness statement - Carver, MA - Wicked Local Carver http://www.wickedlocal.com/wareham/news/x2053813990/MEMA-issues-Hurricane-Sandy-situational-awareness-statement#ixzz2AMJLie7u
Read More Link On Right
Protect your home
It’s not a good idea to bet the odds — 20% of flood claims come from places where the flood risk is low, according to floodsmart.gov. Check with your insurance agent to see what flood insurance will cost you. If you live in a community that participates in the National Flood Insurance Program, you can buy an NFIP flood policy.
Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding, according to NFIP.
If you live in a high-risk area, it’s a good idea to have a “go-bag” ready in case you need to leave quickly. Include:
A few changes of clothing for you and family members
Insurance policy numbers
Phone numbers of your agent
Your insurance company’s main number
Money to get you through a few days
It’s also wise to have an evacuation route mapped out and to have a location to which you can go, such as a loved one’s home or hotel. Always follow the direction of local and state authorities if ordered to evacuate. Remember: Your possessions and your home are small comfort if your family is injured or worse.
Preventative measure: If you believe water will begin to accumulate in your home, shut off power at the main electrical panel in your home, says Bill Begal, owner of Begal Enterprises, a Rockville, Md., disaster restoration company. But never stand in water to do so — if the area around the box is already flooded, leave it alone.
In addition, know what to do in the first 24 hours after a flood to avoid additional risks to your health and home.
Keep water from damaging your home with flood control tips
Before your rainy season or spring thaw begins, take these 10 steps to protect your home from water damage:
1. Fix leaks immediately. Leaky roofs and foundation cracks allow water to get into your home, which can weaken the structure and provide a perfect habitat for mold. When you see wet spots on the ceiling or cracks in the foundation, fix them as soon as it’s safe to get up on the roof or the material is dry enough to repair. Check that roofing shingles are secure.
2. Spring for extra roof protection. When it’s time to replace your roof, spend a few hundred dollars more to install a rubber roof underlayment, a waterproof barrier that goes under the shingles and protects the roof from water intrusion.
3. Close foundation cracks with mortar and masonry caulk or hydraulic cement, which expands and fills gaps completely and costs only a few dollars. Don’t patch solely with mortar or cement, which may crack again. If water is a recurring problem, be sure to investigate other solutions for issues like wet basements.
4. Clear gutters and drains. Keep gutters and drainage systems clear to carry water away from your home. Check storm drains on your street, as leaves and debris can block them, causing water to collect.
5. Invest in a battery-powered sump pump. Sump pumps let you pump water out of your home and can be an excellent defense against flooding — unless they’re powered by electricity and the power is out. Battery-powered sump pumps are a relatively inexpensive ($150-$400) solution.
6. Catalog possessions. Using a digital camcorder or camera, create a home inventory for insurance. Inexpensive digital cameras start at about $100. Although traditional video and photographs are adequate, they can be bulky to carry and may get damaged if left in a flooded home.
Digital files can be stored on a small USB drive and kept in your go bag, sent to a friend or relative for safekeeping, or stored on an online backup system like idrive.com or opendrive.com, which offer a small amount of space to store files for free or a larger data storehouse for $50 to $60 per year.
7. Move expensive items to a safer location. If you have a second floor or an attic, moving furniture, photographs, and artwork to a higher level will protect your possessions in all but the most severe floods. Elevate furnaces and water pumps when they’re installed, if possible, to a height of 12 inches above the highest known flood level for your area, suggests FEMA.
8. Anchor your fuel tanks. Unanchored tanks can float, rupture, and release fuel. Once the power sources of system units like furnaces and water heaters are disabled and the units cooled, you can also wrap them in waterproof tarps to mitigate water damage.
9. Prevent sewer backup. Install (or have a plumber install) sewer or septic line check valves, which allow waste to flow only one way. Plan to spend $100 or more per valve to have a pro install them, or do it yourself for $10 to $15 each to ensure sewage can’t back up into the standing water in your home. Install at a point in the pipe that’s easy to access for repair.
10. Install French drains if you live on a slope and have a persistently wet basement or soggy lawn. A French drain collects water in your yard and diverts it safely away from your house.
Floods are a common challenge that many home owners will face at one time or another. However, by keeping your home in good repair, moving valuables out of water’s way, and creating good drainage around your home, you can stop or reduce potential flood damage.
Read more: http://www.houselogic.com/home-advice/disaster-insurance/protect-yourself-and-your-home-flooding/#ixzz2AMkYyH5w
Thanks to Kel at Going Global for this post...
Thursday, October 25, 2012 Snow, gale-force winds, hurricane remnants, full moon (high tides): forecasters warn of ‘perfect storm’ scenario
Related article *Tropical Storm Sandy Reaching Hurricane Strength (report 3 hours ago) ...
Snip .. "And with some trees still leafy and the potential for snow, power outages could last to Election Day, some meteorologists fear"
October 25, 2012
Snow, gale-force winds, hurricane remnants, full moon (high tides): forecasters warn of ‘perfect storm’ scenario
October 25, 2012 – NEW YORK - Much of the U.S. East Coast has a good chance of getting blasted by gale-force winds, flooding, heavy rain and maybe even snow early next week by an unusual hybrid of hurricane and winter storm, federal and private forecasters say.
Though still projecting several days ahead of Halloween week, the computer models are spooking meteorologists. Government scientists said Wednesday the storm has a 70 percent chance of smacking the Northeast and mid-Atlantic. Hurricane Sandy in the Caribbean, an early winter storm in the West, and a blast of arctic air from the North are predicted to collide, sloshing and parking over the country’s most populous coastal corridor starting Sunday. The worst of it should peak early Tuesday, but it will stretch into midweek, forecasters say. “It’ll be a rough couple days from Hatteras up to Cape Cod,” said forecaster Jim Cisco of the National Oceanic and Atmospheric Administration prediction center in College Park, Md. “We don’t have many modern precedents for what the models are suggesting.” It is likely to hit during a full moon when tides are near their highest, increasing coastal flooding potential, NOAA forecasts warn.
And with some trees still leafy and the potential for snow, power outages could last to Election Day, some meteorologists fear.
They say it has all the earmarks of a billion-dollar storm. Some have compared it to the so-called Perfect Storm that struck off the coast of New England in 1991, but Cisco said that one didn’t hit as populated an area and is not comparable to what the East Coast may be facing. Nor is it like last year’s Halloween storm, which was merely an early snowstorm in the Northeast. This has much more mess potential because it is a combination of different storm types that could produce a real whopper of weather problems, meteorologists say.
“The Perfect Storm only did $200 million of damage and I’m thinking a billion,” said Jeff Masters, meteorology director of the private service Weather Underground. “Yeah, it will be worse.” But this is several days in advance, when weather forecasts are far less accurate. The National Hurricane Center only predicts five days in advance, and on Wednesday their forecasts had what’s left of Sandy off the North Carolina coast on Monday. But the hurricane center’s chief hurricane specialist, James Franklin, said the threat keeps increasing for “a major impact in the Northeast, New York area. In fact it would be such a big storm that it would affect all of the Northeast.” The forecasts keep getting gloomier and more convincing with every day, several experts said. Cisco said the chance of the storm smacking the East jumped from 60 percent to 70 percent on Wednesday. Masters was somewhat skeptical on Tuesday, giving the storm scenario just a 40 percent likelihood, but on Wednesday he also upped that to 70 percent. The remaining computer models that previously hadn’t shown the merger and mega-storm formation now predict a similar scenario.
The biggest question mark is snow, and that depends on where the remnants of Sandy turn inland. The computer model that has been leading the pack in predicting the hybrid storm has it hitting around Delaware. But another model has the storm hitting closer to Maine. If it hits Delaware, the chances of snow increase in that region. If it hits farther north, chances for snow in the mid-Atlantic and even up to New York are lessened, Masters said.
Information we discussed on many calls...LINK TO FREE DOWNLOAD and Book
How to Be Invisible by J J Luna
There are some really great tips here:
The best are near the end.
Common sense applied in a vigorous way.
13 THINGS YOUR BURGLAR WON'T TELL YOU
I am particularly interested in the part about the wasp spray...
1. Of course I look familiar. I was here just last week cleaning your carpets, painting your shutters, or delivering your new refrigerator.
2. Hey, thanks for letting me use the bathroom when I was working in your yard last week. While I was in there, I unlatched the back window to make my return a little easier.
3. Love those flowers. That tells me you have taste... and taste means there are nice things inside. Those yard toys your kids leave out always make me wonder what type of gaming system they have.
4. Yes, I really do look for newspapers piled up on the driveway. And I might leave a pizza flyer in your front door to see how long it takes you to remove it..
5. If it snows while you're out of town, get a neighbor to create car and foot tracks into the house.. Virgin drifts in the driveway are a dead giveaway.
6. If decorative glass is part of your front entrance, don't let your alarm company install the control pad where I can see if it's set. That makes it too easy.
7. A good security company alarms the window over the sink. And the windows on the second floor, which often access the master bedroom - and your jewelry. It's not a bad idea to put motion detectors up there too.
8. It's raining, you're fumbling with your umbrella, and you forget to lock your door - understandable. But understand this: I don't take a day off because of bad weather.
9. I always knock first. If you answer, I'll ask for directions somewhere or offer to clean your gutters. (Don't take me up on it.)
10. Do you really think I won't look in your sock drawer? I always check dresser drawers, the bedside table, and the medicine cabinet.
11. Here's a helpful hint: I almost never go into kids' rooms.
12. You're right: I won't have enough time to break into that safe where you keep your valuables. But if it's not bolted down, I'll take it with me.
13. A loud TV or radio can be a better deterrent than the best alarm system. If you're reluctant to leave your TV on while you're out of town, you can buy a $35 device that works on a timer and simulates the flickering glow of a real television.. (Find it athttp://www.faketv/.com/) ;
8 MORE THINGS A BURGLAR WON'T TELL YOU:
1. Sometimes, I carry a clipboard. Sometimes, I dress like a lawn guy and carry a rake. I do my best to never, ever look like a crook.
2. The two things I hate most: loud dogs and nosy neighbors.
3. I'll break a window to get in, even if it makes a little noise. If your neighbor hears one loud sound, he'll stop what he's doing and wait to hear it again. If he doesn't hear it again, he'll just go back to what he was doing. It's human nature.
4. I'm not complaining, but why would you pay all that money for a fancy alarm system and leave your house without setting it?
5. I love looking in your windows. I'm looking for signs that you're home, and for flat screen TVs or gaming systems I'd like. I'll drive or walk through your neighborhood at night, before you close the blinds, just to pick my targets.
6. Avoid announcing your vacation on your Facebook page. It's easier than you think to look up your address.
7. To you, leaving that window open just a crack during the day is a way to let in a little fresh air. To me, it's an invitation.
8. If you don't answer when I knock, I try the door. Occasionally, I hit the jackpot and walk right in.
Sources: Convicted burglars in North Carolina , Oregon , California , and Kentucky ; security consultant Chris McGoey, who runs http://www.crimedoctor.com/%C2%A0and Richard T. Wright, a criminology professor at the University of Missouri-St. Louis, who interviewed 105 burglars for his book Burglars on the Job.
Protection for you and your home:
If you don't have a gun, here's a more humane way to wreck someone's evil plans for you.
A friend who is a receptionist in a church in a high risk area was concerned about someone coming into the office on Monday to rob them when they were counting the collection. She asked the local police department about using pepper spray and they recommended to her that she get a can of wasp spray instead.
The wasp spray, they told her, can shoot up to twenty feet away and is a lot more accurate, while with the pepper spray, they have to get too close to you and could overpower you. The wasp spray temporarily blinds an attacker until they get to the hospital for an antidote. She keeps a can on her desk in the office and it doesn't attract attention from people like a can of pepper spray would. She also keeps one nearby at home for home protection.. Thought this was interesting and might be of use.
FROM ANOTHER SOURCE:
On the heels of a break-in and beating that left an elderly woman in Toledo dead, self-defense experts have a tip that could save your life.
Val Glinka teaches self-defense to students at Sylvania Southview High School . For decades, he's suggested putting a can of wasp and hornet spray near your door or bed.
Glinka says, "This is better than anything I can teach them."
Glinka considers it inexpensive, easy to find, and more effective than mace or pepper spray. The cans typically shoot 20 to 30 feet; so if someone tries to break into your home, Glinka says, "spray the culprit in the eyes". It's a tip he's given to students for decades. It's also one he wants everyone to hear. If you're looking for protection, Glinka says look to the spray.
"That's going to give you a chance to call the police; maybe get out." Maybe even save a life.
Put your car keys beside your bed at night. Tell your spouse, your children, your neighbors, your parents, your Dr.'s office, the check-out girl at the market, everyone you run across. Put your car keys beside your bed at night.
If you hear a noise outside your home or someone trying to get in your house, just press the panic button for your car. The alarm will be set off, and the horn will continue to sound until either you turn it off or the car battery dies. This tip came from a neighborhood watch coordinator. Next time you come home for the night and you start to put your keys away, think of this: It's a security alarm system that you probably already have and requires no installation. Test it. It will go off from most everywhere inside your house and will keep honking until your battery runs down or until you reset it with the button on the key fob chain. It works if you park in your driveway or garage. If your car alarm goes off when someone is trying to break into your house, odds are the burglar/rapist won't stick around. After a few seconds all the neighbors will be looking out their windows to see who is out there and sure enough the criminal won't want that. And remember to carry your keys while walking to your car in a parking lot. The alarm can work the same way there. This is something that should really be shared with everyone. Maybe it could save a life or a sexual abuse crime.
P.S. I am sending this to everyone I know because I think it is fantastic. Would also be useful for any emergency, such as a heart attack, where you can't reach a phone. My Mom has suggested to my Dad that he carry his car keys with him in case he falls outside and she doesn't hear him. He can activate the car alarm and then she'll know there's a problem.
Thanks to RV-ITIS for this post...